Simone Brady

Agent

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$ 555,000

Est. payment -/mo

Sold on 05/29/2026

554 Coral CT #108 Fort Walton Beach, FL 32548

2 Beds

2 Baths

1,453 SqFt

UPDATED:

Key Details

Sold Price $555,000

Property Type Condo

Sub Type Condominium

Listing Status Sold

Purchase Type For Sale

Square Footage 1,453 sqft

Price per Sqft $381

Subdivision Surf Dweller Condo

MLS Listing ID 1001434

Sold Date 05/29/26

Bedrooms 2

Full Baths 2

HOA Fees $1,273/qua

HOA Y/N Yes

Year Built 1982

Annual Tax Amount $6,295

Tax Year 2025

Property Sub-Type Condominium

Source Emerald Coast Association of REALTORS®

Land Area 1453

Property Description

Experience effortless coastal living in this ground-floor unit at Surf Dweller Condominiums on Okaloosa Island, just steps from the sugar-white sands and emerald waters of the Gulf! Offered fully furnished, this spacious residence presents an excellent opportunity as a second home or income-producing short-term rental, with projections reaching $50K+ annually. Ideally situated in the heart of the island, Surf Dweller offers a quieter setting while still providing convenient access to local dining, shopping, and entertainment. Spanning over 1,450 square feet, the unit features a generously sized kitchen that boasts abundant cabinetry, granite countertops, large island with a breakfast bar, and stainless steel appliances. The primary suite is spacious and includes direct access to the oversi zed balcony, a walk-in closet, and an en suite bathroom with a tiled walk-in shower, granite-top vanity, and an additional makeup/vanity area. The balcony stretches over 30 feet, is partially covered, and is ideally positioned just two units from the community boardwalk, offering quick and easy beach access from the patio of the unit. The second bedroom is located on the opposite side of the unit for added privacy and is accompanied by a nearby full bathroom with a tub/shower combo. A dedicated laundry room adds everyday convenience and is a great perk in a condo! Surf Dweller amenities include a pool, tennis and pickleball courts, a fitness center, outdoor showers, and ample parking, including covered spaces beneath the tennis courts. This is a rare opportunity to own a well-appointed, ground-floor condo in a prime beachfront location!

Location

State FL

County Okaloosa

Community Short Term Rental - Allowed, Pickle Ball, Bbq Pit/Grill, Beach, Deed Access, Dumpster, Elevators, Exercise Room, Pets Allowed, Picnic Area, Pool, Tennis, Waterfront

Area 12 - Fort Walton Beach

Direction From 98 turn onto Santa Rosa Blvd onto Okaloosa Island. Surf Dweller is on the left about a mile. The unit is on the first floor

Rooms

Primary Bedroom Level Main

Master Bedroom true

Kitchen true

Interior

Interior Features Breakfast Bar, Kitchen Island, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup

Heating Central

Cooling Ceiling Fans, Central Air

Flooring Floor Tile, Floor WW Carpet

Furnishings Furnished - All

Window Features Window Treatment All

Appliance Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Washer, Water Heater - Elect

Laundry true

Exterior

Exterior Feature Open Patio, Covered Patio

Pool Pool Type

Community Features Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Dumpster, Elevators, Exercise Room, Pets Allowed, Picnic Area, Pool, Tennis, Waterfront

Utilities Available Electric, Public Water

Waterfront Description Unit Waterfront,Gulf

View Gulf

Roof Type Flat

Porch Patio Covered, Patio Open

Garage No

Building

Faces From 98 turn onto Santa Rosa Blvd onto Okaloosa Island. Surf Dweller is on the left about a mile. The unit is on the first floor

Foundation Slab

Sewer Public Sewer

New Construction No

Schools

Elementary Schools Edwins

Middle Schools Bruner

High Schools Fort Walton Beach

Others

Pets Allowed No

HOA Fee Include Ground Keeping, Insurance, Management, Sewer, Trash, Water

Tax ID 00-2S-24-3099-0000-0108

Listed by Travis Talley Keller Williams Realty Gulf Coast

Simone Brady

Agent

+1(443) 789-1818

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554 Coral CT #108 Fort Walton Beach, FL 32548

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

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554 Coral CT #108